Guaranteed Minimum Income Benefit Offer

New offers mean new options.

AXA Equitable is offering eligible Accumulator® variable annuity contract holders the opportunity to increase their annuity account value in exchange for their agreement to cancel all or a portion of their guaranteed benefits. These offers apply to contracts with:

  • Guaranteed minimum income benefit (GMIB)
  • Guaranteed minimum death benefit (GMDB)
  • And if applicable, earnings enhancement benefit (EEB), also known as Protection Plus

AXA Equitable is making two distinct offers related to these guarantees — a Full Buyout Option and a Partial Buyout Option. You may have clients eligible for both options or only the Full Buyout Option.

To see which of your clients are eligible for which offer(s), log in to your book of business.

Axa Advisors All Other Advisors

 

About the GMIB Offers

Brainshark with information on how the offers work and reasons for accepting the offers.

Client Brochure that can be shared with clients to help them make an informed decision.

Advisor Brochure with tips on how to help clients make the decision that is right for them.

Prospectus Supplement with details about the offers.

AXA Advisors Processing Guide with details on how to accept and what to do after accepting.

All Other Advisors Processing Guide with details on how to accept and what to do after accepting.

Product Overview with details about the Accumulator® variable annuity.

State Availability Grid indicating which states have approved the offers.

AXA Equitable financial strength ratings.

Annuities are issued by AXA Equitable Life Insurance Company (AXA Equitable) and by various unaffiliated carriers through AXA Network, LLC and its subsidiaries. Co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, AXA Equitable, AXA Network, AXA Distributors and AXA Advisors are affiliated companies. An investment in a variable annuity involves investment risk, including possible loss of principal. Withdrawals from annuities are subject to normal income tax treatment and if taken prior to age 59½, may be subject to an additional 10% federal income tax penalty. Withdrawals may also be subject to a contractual withdrawal charge. All guarantees are based on the claims-paying ability of AXA Equitable.

Your clients should carefully consider the investment objectives, risks, charges, and expenses of Structured Capital Strategies® or Investment Edge as stipulated in the prospectus, before investing. For a prospectus containing this and other information, please call the Sales Desk at (888) 517-9900. Please encourage your clients to read it carefully before investing or sending money.

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, N.J.), AXA Advisors, LLC (member FINRA, SIPC), and AXA Distributors, LLC (member SIPC). AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company and MONY Life Insurance Company of America are backed solely by their claims-paying ability. © 1999-2015 AXA Equitable Life Insurance Company 1290 Avenue of the Americas, New York, NY 10104.

IU-107582 (11/15)

For Financial Professional Use Only.